How to Finance a Car at MotorWorld Toyota

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If you’ve never financed with us or never financed at all, there’s some introductory information you’ll need to get started. Our Toyota finance services team is here to answer your questions and help you along your journey toward a new car - don’t hesitate to call or come by and see us at MotorWorld Toyota in Wilkes-Barre, PA. 

As your car loan and car lease resource, we can assist with crunching the numbers and determining which model might be a good fit for your driving needs. Start the process by visiting our website to use our Toyota loan calculator, finance application, and other car shopping tools. And if you plan on trading in your current model, there’s a tool that provides you an estimate of what your current vehicle is worth; an in-person appraisal is required to determine the official value. 

There are a few requirements when it comes to financing with us, your local "Toyota dealership near me." You’ll need a FICO score of 610 or above, three personal references, zero major derogatory marks on your credit report, a full-time job for at least six months, and we have a maximum payment-to-income ratio of 20%. If these are within your reach, we would be happy to get you into a 2020 Toyota RAV4 or Toyota Camry with the monthly payments to make it attainable for you. 

Once you apply for financing with us, we can get into the finer details like what your interest rate would be, if you’re required to put forth a down payment, and what your monthly payments would look like. For "Toyota deals near me," look no further than MotorWorld Toyota in Wilkes-Barre, PA to take advantage of current offers to stay on budget with your new car purchase. We look forward to being your new and pre-owned Toyota dealers!

Categories: New Inventory, Finance
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